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KRAUS & NAIMER authorizes you to view and/or download the materials at this Web site or CD-Rom ('Site/CD-ROM') only for your personal, non-commercial use, provided that you retain all copyright and other proprietary notices contained in the original materials on any copies of the materials. You may not modify the materials at this Site/CD-ROM in any way or reproduce or publicly display, perform, or distribute or otherwise use them for any public or commercial purpose. For purposes of these Terms, any use of these materials on any other Web site or networked computer environment for any purpose is prohibited. The materials at this Site/CD-Rom are copyrighted and any unauthorized use of any materials at this Site/CD-ROM may violate copyright, trademark, and other laws.

If you download software from the Web-Site ('Software'), use of the Software is subject to the license terms in the Software License Agreement that accompanies or is provided with the Software. You may not download or install the Software until you have read and accepted the terms of the Software License Agreement.

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KRAUS & NAIMER is not responsible for the content of links to other web sites.

Unless you are using the CD-ROM KRAUS & NAIMER may revise these Terms at any time by updating this web-page. You should visit this page from time to time to review the then-current Terms because they are binding on you.

June.2000